When you decide to buy a home or refinance a mortgage, buy a business or a piece of equipment for your business, it's a big step. Whether you prefer to invest in real estate, or in a business in  Northern California - more specifically Sacramento County, Yolo County, Placer County, El Dorado County, Yuba or Sutter Counties, you can trust us to find the loan program that's best for you. We do have Nationwide Lending capability through some of our investors, so if you are moving, or expanding your business, talk to us first!

Buying a new home today is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. We offer "Stated Income" and "No Doc" loans for borrowers who have good credit, but cannot prove income. Our online mortgage application will help our loan professionals to get you pre-qualified for any home loan. Business loans are a similar process with more calculations. Getting the right mortgage or business loan is like getting the keys to your new house or home office! We can help you get there.

Refinancing your current mortgage, either owner occupied or an investment property has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Apply on line and let our professionals guide you to the very best refinanced loan! Ask about our "Pick a Payment" loan with payment rates as low as 1.25%!

Tapping into your home equity is easier than ever before. You've been paying down your balance and, until recently, Western States property values have gone up faster than the rest of the country! Tap into that equity wealth and reward yourself. We'll help with the best program to fit your goals. Nationwide Home Equity Lines of Credit are also available. Cash out up to One Million dollars is available from some of our more agressive lenders.

Our mortgage and business lending professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home or business, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan  or business financing technique that is right for you. Not anybody else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.